Callihan, Phillips, & Adams L.L.C.

​Professionalism and Effectiveness since 1995


Callihan, Phillips & Adams bring a unique approach to the collection process. With our experience and knowledge in the collection agency industry, we are able to identify problem accounts and advise our clients in a timely manner as to which direction should be taken on a particular account. The clock is running so time is of the essence.

We can save you time and money by first placing an account for collection with Callihan, Phillips & Adams. Big law firms usually required money upfront. You will never be asked to pay upfront with CPA. Our hands on approach can quickly determine the collectibility of an account. 

Our Collection fees vary from as low as 20%-50% depending on the age of the account. No collection = No Fee

(We don't get paid if we don't collect)

No Upfront payment or fees are required to begin the collection process.

  • Try us out for 90 days if you're not happy with the results, you're free to cancel the accounts at no charge.
  • All Accounts are placed on contingency therefore if we don't collect, we don't get paid. We will exhaust every resource in an attempt to secure payment.
  • No minimum dollar amount is required for placement in order to initiate the collection process.
  • Free Credit reporting on all retail accounts placed for collection. Accounts are reported at the end of each month.
  • Emailed quarterly reports. You will receive an activity report of all accounts that were placed for collection.
  • This includes all accounts that are either active, closed, cancelled or paid in full. We can even provide monthly reports if desired.
  • No contract is required but if you would like to enter into a contract we can accommodate you. Remember all accounts can be closed at any time no questions asked. 

We are in full compliance with:

  • FDCPA- Fair Debt Collection Practices Act
  • FCRA- Fair Credit Reporting Act. (This is why it is important for clients to report payments in a timely fashion so that we can accurately report to the credit bureaus monthly.)
  • HIPPA- Health Insurance Privacy & Portability Act. 

Our Accounting staff can provide monthly services such as Bank Statement Reconciliations, General Ledger Account Balancing. If you're short handed in that department let us lend a hand on the accounting side of your business.

Inquire about commissions you can earn from the referral of business to our Agency.

Depending on your company needs, we pledge that all of your accounts that are placed with this agency will be handled in a professional and timely manner. We are proud of our reputation in this industry and work hard to maintain the level of service and professionalism that our clients come to know and expect.